Welcome to HomeSure Bonds

Ready to secure your dream home?

Get home loan quotes from all the
banks with one application.

Start your journey to homeownership today.

Our bond origination services are at no cost to you.

Why HomeSure Bonds

Let HomeSure Bonds walk the journey with you—because your home loan should work for you, not the other way around.

We apply to multiple banks on your behalf to get you the best deal.
You’ll have a dedicated consultant guiding you every step of the way.
Our services are completely free—we get paid by the banks.
We offer quick turnaround times, expert advice, and a personalized approach.

Services We Offer

We secure the most competitive home loan rates by partnering with South Africa’s major banks, making your home ownership journey seamless.

Bond Origination

We submit your home loan application to multiple banks, negotiating the best interest rates and terms to suit your needs.

Email Us

Pre-qualification

We assess your credit, income, and expenses to provide an accurate estimate of your home loan eligibility, helping you plan with confidence.

Call: 074 808 5588

Have Questions?

Exploring properties and need clarity on the bond process? We’re here to answer all your questions.

Email Us

Bank Partners

The Team

Luyanda Gola

Luyanda Gola

Founder & Bond Originator

Ncumisa Gola

Ncumisa Gola

Administrative Support

Home Loan Calculators

Use our tools to estimate your home loan eligibility and calculate your bond repayments.

Bond Calculator

Calculate the home loan you qualify for.

Repayment Calculator

Calculate your monthly bond repayments.

Transfer Cost Calculator

Calculate your registration and transfer costs.

More Calculators

Plan your home loan journey with tools to understand repayments, savings, and extra payment benefits.

Amortisation Calculator

Calculate how your repayment is structured.

Deposit Savings Calculator

Calculate how much you need to save for your deposit.

Additional Payment Calculator

Calculate your savings on your total home loan cost by paying a little extra into your bond.

About Us

HomeSure Bonds (Pty) Ltd is a proudly South African bond origination company based in Centurion, Gauteng. We exist to simplify and streamline the home loan process—making it faster, easier, and more transparent for buyers at every stage of the property journey. Whether you’re a first-time buyer, a property investor, or refinancing an existing home loan, we work on your behalf to source competitive offers from leading banks and lenders—all at no cost to you.

Our Founder
HomeSure Bonds was founded by Luyanda Gola, a seasoned banker, property practitioner, and real estate developer with over a decade of experience in South Africa’s financial and property sectors. Luyanda’s career spans roles in commercial and retail banking, specializing in credit, risk, and client portfolio management.

In addition to holding a Bachelor of Technology in Management and a National Diploma in Management from Nelson Mandela Metropolitan University, Luyanda has completed industry-recognized qualifications in Banking, Risk Management, and Compliance. He is a registered real estate agent with the Property Practitioners Regulatory Authority (PPRA) and is actively involved in property development projects across Gauteng.

Through his deep understanding of banking systems and client needs, Luyanda launched HomeSure Bonds to close the gap between homebuyers and financial institutions—with a focus on service, speed, and trust.

Our Mission
To provide accessible, transparent, and personalized home loan solutions that empower individuals and families to achieve home ownership with confidence and ease.

Our Vision
To become South Africa’s most trusted and innovative bond origination partner—known for service excellence, deep financial insight, and a commitment to inclusive property ownership.

Our Values
Integrity - We act with honesty, accountability, and professionalism in everything we do.
Client-Centricity - We place our clients at the heart of every decision, ensuring solutions that truly meet their needs.
Excellence - We pursue quality in service, communication, and outcomes—every time.
Innovation - We embrace smart tools and strategies to improve efficiency and simplify the bond application process.
Empowerment - We educate and support our clients, giving them confidence to make informed financial choices.

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